In the scope of the European Payment Services Directive 2015/2366 (also known as PSD2), CREATIS provides API access to qualified Third Party Payment Service Providers for the following purposes:

• Account and Transaction Information for Account Information Service Providers (AISPs)
• Checking of Funds Coverage for Card-Based Payment Instrument Issuers (CBPIIs)
• Payment Initiation for Payment Initiation Service Providers (PISPs)

These APIs are available at https://oauth2-apiii.e-i.com/creatis/, with a sandbox environment at https://oauth2-apiii.e-i.com/sandbox/creatis/.

Recent and upcoming changes

Stay up-to-date with our updates feed:

• Last update: 2021-10-06T00:00:00 Updates Feed

Subjects

• Registration for API Access - Who can access the APIs, under what criteria?
• OAuth 2 and Strong Customer Authentication Workflows - How, when, and under which conditions will Strong Customer Authentication be processed?
• OAuth 2 Endpoints - How is OAuth 2 implemented?
• Open Banking API Endpoints - How to call the endpoints, what do they return?
• Fallback Mechanism - As published by ACPR in September 2021, CREATIS has been exempted from the fallback mechanism. Therefore, the fallback mechanism will be shut down on January 19, 2022.

API Specifications

If you want to dive directly into the APIs, they are documented as OpenAPI Specification (Swagger) files:

• View OAuth 2 Endpoints Specification
• Open Banking API Endpoints Specification:

  • View v1.1 End-of-life on December 1st, 2021

    Changelog

    • GET /accounts: the name of the account entry that represents a set of card-based transactions now specifies the holder name;
    • GET /accounts/{accountResourceId}/balances: the list of balances for a set of card-based transactions now contains additional balance objects, materializing per-booking-date transaction amounts;
    • GET /accounts/{accountResourceId}/transactions: for pending card-based transactions, bookingDate is now set to the expected booking date - it was previously left unset;
    • GET /accounts/{accountResourceId}/transactions: for cash-account transactions, bookingDate is now always set to the actual booking date on the user's account;
    • GET /accounts/{accountResourceId}/transactions: for card-based transactions, unstructured remittance information may now include location information;

  • View v2.0 Published

    Changelog

    • In the PaymentRequestResource schema, the field that describes the payment request status is now correctly named paymentInformationStatus;
    • In the CreditTransferTransaction schema, the fields transactionStatus and statusReasonInformation are now available;
    • Payment cancellation workflows are now initiated with status CANC and do not require SCA;
    • The API endpoints now conform to STET Specification v1.4.2;
    • The REDIRECT workflow for payment confirmation now conforms to OAuth2 authorization code flow;

API specifications updates and deprecation announcements are also in our updates feed.

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Contact us

• Need some help? Get in touch with CREATIS